Over/Under Betting Calculator

Totals payouts from line, odds and stake.

Please enter valid odds
Please enter valid odds
Please enter a valid stake amount
Results
Over Payout --
Under Payout --
Over Profit --
Under Profit --
Bookmaker Margin --

How to Use This Calculator

  1. Pick your odds format
  2. Input the line (e.g. 2.5 goals or 47.5 points)
  3. Input the over and under odds
  4. Input your stake
  5. Read payouts, profits and margin

Formula

Payout = Stake × Decimal Odds

Margin = (1 / Over Odds) + (1 / Under Odds) − 1

Lines ending in .5 cannot push. Lines on whole numbers (2.0, 47.0) push if the total lands exactly on the line — the stake is returned.

Frequently Asked Questions

Define over/under bets.

Over/under (totals) bets wager on whether combined score, goals or points exceed (over) or fall short of (under) a posted line. Common lines are 2.5 (soccer) or 47.5 (NFL); the .5 rules out a push.

What if the score lands exactly on the line?

On a whole-number line (e.g. 2.0) an exact match pushes and refunds your stake with no profit. Half-point lines (.5) eliminate this. Quarter lines (.25, .75) split the stake so half pushes and half wins or loses.

Why are over/under odds usually near -110?

Books set the line to draw roughly even action on both sides. -110 (decimal 1.91) reflects the standard 4.5-5% margin. Sharp books may post -105 or even -102 on top markets.

How is value found in totals?

Compare the book’s line to a model — Poisson for soccer, points-per-possession for basketball. A projection diverging from the line by more than the margin can signal value. Always shop multiple books for the best line and odds.